Loan Optimizer
Try extra repayments, weekly or fortnightly payments, interest-only periods, splitting your loan, and offset accounts — see exactly how much interest and time each one saves. No sign-up needed — everything stays in your browser.
Splits your loan into another part — e.g. part fixed, part floating — with its own rate, term and scenarios.
Results update live as you adjust anything — everything stays in your browser.
Your Savings
Original loan
$500,000
6.50% p.a. · $3,160 monthly · 30 years
Fine-tuned loan
$500,000
6.50% p.a. · $3,160 monthly · 30 years
Loan Balance Over Time
Savings breakdown
Turn on a scenario to see how much it saves.
Your active scenarios
Turn on a scenario on the left to see its own before/after here.
Our Take
Turn on a scenario on the left to see how much interest and time you could save.
Informational only, not financial advice. Assumes a fixed interest rate over the life of the loan and doesn't account for rate changes, fees, or break costs.