Skip to content
WillbyYesOrNo
← All stories

We live together but aren't married

De facto partners have rights — and gaps — you should know.

You've been living with your partner for years. You're not married or in a civil union.

Without a clear Will

  • After 3 years, a de facto partner generally has relationship-property rights — but inheritance under intestacy can still be uncertain and slow.
  • Under 3 years, your partner may receive little or nothing without a Will.

With a Will

  • You make your intentions unmistakable, whatever the length of the relationship.
  • You avoid your partner having to prove the relationship in a stressful process.

Practical guidance for NZ

  • If you own a home together, check whether it's owned as 'joint tenants' (passes automatically) or 'tenants in common' (passes via your Will).

Ready to prepare for your own Will?

Start your checklist →